Under which circumstance is it appropriate for a Cardholder to use a convenience check?

A convenience check is specifically designed to be used in situations where a standard credit card cannot be utilized for a purchase, making it a flexible tool for Cardholders. The scenario where a merchant does not accept payment by credit card directly aligns with the primary purpose of a convenience check, which is to provide an alternative method of payment in such cases.

This option reflects the need for Cardholders to have choices when it comes to making purchases, ensuring they can still fulfill their procurement needs despite limitations from vendors regarding payment methods. The use of convenience checks is governed by specific policies which typically encourage their use only when necessary, particularly in situations where traditional credit card payments are not viable.